@import url("https://fonts.googleapis.com/css?family=Open+Sans:300,400,600,700&subset=cyrillic");
html, body, div, span, applet, object, iframe, h1, h2, h3, h4, h5, h6, p, blockquote, pre, a, abbr, acronym, address, big, cite, code, del, dfn, em, img, ins, kbd, q, s, samp, small, strike, strong, sub, sup, tt, var, b, u, i, center, dl, dt, dd, ol, ul, li, fieldset, form, label, legend, table, caption, tbody, tfoot, thead, tr, th, td, article, aside, canvas, details, embed, figure, figcaption, footer, header, hgroup, menu, nav, output, ruby, section, summary, time, mark, audio, video { margin: 0; padding: 0; border: 0; font-size: 100%; font: inherit; vertical-align: baseline; }

article, aside, details, figcaption, figure, footer, header, hgroup, menu, nav, section { display: block; }

ol, ul { list-style: none; }

blockquote, q { quotes: none; }

blockquote:before, blockquote:after, q:before, q:after { content: ''; content: none; }

table { border-collapse: collapse; border-spacing: 0; }

a { text-decoration: none; color: inherit; }

input[type="submit"], input[type="button"], input[type="reset"], button { cursor: pointer; -webkit-appearance: none; outline: 0; }

::-moz-placeholder { color: inherit; opacity: 1; }

::-webkit-input-placeholder { color: inherit; opacity: 1; }

:-ms-input-placeholder { color: inherit; opacity: 1; }

::-ms-input-placeholder { color: inherit; opacity: 1; }

::placeholder { color: inherit; opacity: 1; }

input, textarea { outline: 0; }

* { -webkit-box-sizing: border-box; -moz-box-sizing: border-box; box-sizing: border-box; }

*:before, *:after { -webkit-box-sizing: border-box; -moz-box-sizing: border-box; box-sizing: border-box; }

.clearfix:before, .clearfix:after { display: table; content: " "; }

.clearfix:after { clear: both; }

html { height: 100%; -webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; }

body { position: relative; height: 100%; min-width: 320px; font-family: 'Open Sans', Arial, sans-serif; font-size: 16px; line-height: 1; background: #fff; color: #000; -webkit-font-smoothing: antialiased; -moz-osx-font-smoothing: grayscale; }

.container { width: 980px; margin: 0 auto; padding: 0 14px; }

section { padding-top: 50px; padding-bottom: 55px; }

.btn { display: inline-block; color: #24201a; font-weight: 600; text-align: center; line-height: 38px; padding: 0 18px; border: 0; border-radius: 5px; background: #FF9C00; -webkit-transition: .2s background-color; transition: .2s background-color; -webkit-tap-highlight-color: transparent; }
.btn:hover { background: #D19906; }

h2 { color: #444; font-size: 30px; text-align: center; margin-bottom: 35px; }

.rating { color: #8a5a00; }
.rating__caption { font-size: 14px; font-weight: 300; display: inline-block; vertical-align: middle; color: #000; margin-right: 6px; }
.rating__stars { display: inline-block; vertical-align: bottom; min-width: 110px; max-width: 110px; height: 19px; background: url("/images/9df63e53d741666b3a7ca39df93152e4/star.svg") top left/auto 100% repeat-x; }
.rating__stars::before { content: ''; float: left; width: inherit; height: 100%; background: url("/images/9df63e53d741666b3a7ca39df93152e4/star--active.svg") top left/auto 100% repeat-x; }
.rating__stars--sm { min-width: 55px; max-width: 55px; height: 10px; }
.rating__val { display: inline-block; vertical-align: bottom; }
.rating__vote { color: #717171; display: inline-block; vertical-align: bottom; margin-left: 5px; position: relative; padding-left: 16px; }
.rating__vote::before { content: ''; position: absolute; bottom: 2px; left: 0; width: 12px; height: 11px; background: url("/images/9df63e53d741666b3a7ca39df93152e4/icon-vote.png") no-repeat; }

.justify-container { font-size: 1px; text-align: justify; }
.justify-container::after { content: ''; display: inline-block; width: 99%; height: 0; overflow: hidden; }

.social a { display: inline-block; vertical-align: top; width: 45px; height: 45px; border-radius: 50%; background: url("/images/9df63e53d741666b3a7ca39df93152e4/social.png") no-repeat; }
.social a:nth-child(1) { background-position: -0px -0px; }
.social a:nth-child(2) { background-position: -45px -0px; }
.social a:nth-child(3) { background-position: -0px -45px; }
.social a:nth-child(4) { background-position: -45px -45px; }

.header { padding: 24px 0; }
.header__inner { font-size: 0; }
.header__logo { display: inline-block; vertical-align: middle; font-size: 14px; width: 30%; }
.header__logo img { display: block; height: 43px; width: 219px; }
.header__text { display: inline-block; vertical-align: middle; font-size: 14px; line-height: 18px; width: 50%; }
.header__cabinet { display: inline-block; vertical-align: middle; font-size: 14px; line-height: 32px; width: 20%; text-align: right; }
.header__cabinet a { display: inline-block; position: relative; padding-left: 38px; }
.header__cabinet a::before { content: ''; position: absolute; left: 0; top: 0; width: 32px; height: 32px; background: url("/images/9df63e53d741666b3a7ca39df93152e4/icon-cabinet.png") no-repeat; }

.top-section { background: url("/uploaded/9df63e53d741666b3a7ca39df93152e4/IMG_07122017_114102_0.png") center/cover no-repeat; padding: 0; }
.top-section__inner { position: relative; padding-top: 50px; padding-bottom: 55px; }
.top-section h1 { color: #565656; font-size: 48px; font-weight: 600; margin-bottom: 35px; }
.top-section h1 span { font-size: 41px; color: #46801d; }
.top-section p { font-size: 14px; line-height: 24px; font-weight: 300; max-width: 575px; }

.section-sm { background: #85c556; padding: 25px 0 25px; }
.section-sm__btn { position: relative; }
.section-sm__btn .btn { position: absolute; bottom: 5px; right: 0; }

.get-list { font-size: 0; }
.get-list li { display: inline-block; vertical-align: top; text-align: left; font-size: 14px; padding-right: 18px; padding-bottom: 8px; white-space: nowrap; }
.get-list li + li { padding-left: 18px; border-left: 1px solid #fff; }
.get-list li:nth-child(1) h3::before { background-position: -0px -0px; width: 28px; height: 26px; }
.get-list li:nth-child(2) h3::before { background-position: -0px -26px; width: 25px; height: 25px; }
.get-list li:nth-child(3) h3::before { background-position: -0px -86px; width: 20px; height: 20px; }
.get-list li:nth-child(4) h3::before { background-position: -0px -106px; width: 19px; height: 22px; }
.get-list li:last-child { padding-left: 0; }
.get-list li:last-child p::before { content: ''; display: inline-block; vertical-align: bottom; width: 21px; height: 18px; margin-right: 8px; background: url("/images/9df63e53d741666b3a7ca39df93152e4/get-list.png") 0 -68px no-repeat; }
.get-list li:last-child p::after { content: ''; display: inline-block; vertical-align: bottom; width: 24px; height: 17px; background: url("/images/9df63e53d741666b3a7ca39df93152e4/get-list.png") 0 -51px no-repeat; }
.get-list h3 { line-height: 26px; font-weight: 700; color: #243016; padding-left: 35px; margin-bottom: 2px; position: relative; }
.get-list h3:not(:last-child)::before { content: ''; position: absolute; top: 0; left: 0; background: url("/images/9df63e53d741666b3a7ca39df93152e4/get-list.png") no-repeat; }
.get-list p { font-weight: 600; color: #212121; padding-left: 35px; }

.rating-section { padding-bottom: 70px; }
.rating-section__header { padding-bottom: 12px; border-bottom: 1px solid #D4D4D4; }
.rating-section__header h2 { margin: 0; text-align: left; display: inline-block; vertical-align: top; margin-right: 8px; }
.rating-section__header .rating { display: inline-block; vertical-align: top; white-space: nowrap; margin-top: 7px; }
.rating-section__header .rating__val { margin-left: 5px; }

.company-rating { margin-top: 20px; }
.company-rating li { display: inline-block; vertical-align: top; font-size: 14px; text-align: right; white-space: nowrap; }
.company-rating .rating { margin-top: 15px; overflow: hidden; }
.company-rating .rating__caption { float: left; margin-right: 8px; line-height: 16px; }
.company-rating .rating__val { font-weight: 700; font-size: 16px; line-height: 11px; color: #fda729; margin-left: 3px; }

.section-text1 { background: #46801d; color: #fff; }
.section-text1 h2 { color: inherit; }
.section-text1 p { line-height: 24px; }
.section-text1 p + p { margin-top: 24px; }

.section-text2 h2 + p { text-align: center; font-weight: 300; }
.section-text2 p { line-height: 24px; }
.section-text2 p a { color: #3b8207; }

.req-list { margin-top: 30px; margin-bottom: 50px; }
.req-list ul { display: inline-block; vertical-align: top; }
.req-list ul:nth-child(1) li:nth-child(1)::before { background-position: -0px -0px; }
.req-list ul:nth-child(1) li:nth-child(2)::before { background-position: -54px -0px; }
.req-list ul:nth-child(2) li:nth-child(1)::before { background-position: -0px -57px; }
.req-list ul:nth-child(2) li:nth-child(2)::before { background-position: -54px -57px; }
.req-list ul:nth-child(3) li:nth-child(1)::before { background-position: -0px -114px; }
.req-list ul:nth-child(3) li:nth-child(2)::before { background-position: -54px -114px; }
.req-list li { text-align: left; font-size: 18px; line-height: 20px; padding-left: 75px; padding-top: 6px; position: relative; margin-top: 30px; }
.req-list li::before { content: ''; position: absolute; top: 0; left: 0; width: 54px; height: 57px; background-image: url("/images/9df63e53d741666b3a7ca39df93152e4/req-list.png"); background-repeat: no-repeat; }

.section-text3 { background: #f1f1f1; font-weight: 300; font-size: 16px; line-height: 24px; }
.section-text3__col { display: inline-block; vertical-align: top; width: 50%; }
.section-text3__col:last-child { padding-left: 8.75%; }
.section-text3 p + p { margin-top: 24px; }
.section-text3 strong { font-size: 18px; font-weight: 600; color: #3b8207; }
.section-text3 ul { margin-top: 30px; }
.section-text3 li { position: relative; padding-left: 28px; line-height: 18px; }
.section-text3 li + li { margin-top: 12px; }
.section-text3 li::before { content: ''; position: absolute; top: 7px; left: 1px; width: 6px; height: 6px; border-radius: 50%; background: #3b8207; }

.section-text4 { text-align: center; }
.section-text4 p { line-height: 24px; font-weight: 300; }
.section-text4 ul { margin: 45px 0 50px; }
.section-text4 li { display: inline-block; vertical-align: top; text-align: center; font-size: 16px; max-width: 280px; }
.section-text4 li::before { content: ''; display: block; width: 108px; height: 113px; margin: auto; background: url("/images/9df63e53d741666b3a7ca39df93152e4/selection-list.png") no-repeat; }
.section-text4 li:nth-child(1)::before { background-position: -0px -0px; }
.section-text4 li:nth-child(2)::before { background-position: -0px -113px; }
.section-text4 li:nth-child(3)::before { background-position: -0px -226px; }
.section-text4 li p { font-size: 14px; line-height: 16px; }
.section-text4 h3 { font-weight: 600; font-size: 20px; margin: 25px 0 22px; }

.section-text5 { background: #f1f1f1; }
.section-text5 h2 + p { text-align: center; }
.section-text5 p { font-size: 16px; line-height: 24px; font-weight: 300; }
.section-text5 p + p { margin-top: 24px; }
.section-text5 strong { font-weight: 600; }
.section-text5 ul { padding-top: 10px; margin-bottom: 50px; }
.section-text5 ul ~ p { padding-left: 70px; }
.section-text5 li { display: inline-block; vertical-align: top; text-align: left; width: 410px; margin-top: 40px; padding-left: 70px; position: relative; }
.section-text5 li::before { content: ''; position: absolute; top: 5px; left: 0; width: 54px; height: 57px; background: url("/images/9df63e53d741666b3a7ca39df93152e4/repay-list.png") no-repeat; }
.section-text5 li:nth-child(1)::before { background-position: -0px -0px; }
.section-text5 li:nth-child(2)::before { background-position: -54px -0px; }
.section-text5 li:nth-child(3)::before { background-position: -0px -57px; }
.section-text5 li:nth-child(4)::before { background-position: -54px -57px; }
.section-text5 li a { text-decoration: underline; }
.section-text5 li a:hover { color: #3b8207; }

.news-list li { display: inline-block; vertical-align: top; text-align: left; font-size: 16px; line-height: 20px; width: 28%; }
.news-list time { display: inline-block; vertical-align: top; font-size: 12px; line-height: 20px; color: #fff; background: #347b00; padding: 0 12px; border-radius: 3px; }
.news-list h3 { font-size: 18px; margin: 28px 0 22px; }
.news-list p { margin-bottom: 20px; }
.news-list a { color: #347b00; }
.news-list a:hover { text-decoration: underline; }

.footer { background: #2f811d; color: #fff; font-size: 14px; line-height: 18px; padding: 40px 0; }
.footer__left, .footer__right { display: inline-block; vertical-align: top; width: 50%; overflow: hidden; }
.footer__text { float: left; width: 57%; }
.footer__text p + p { margin-top: 18px; }
.footer__nav { float: left; width: 43%; padding-left: 8%; }
.footer__nav li { padding-bottom: 6px; }
.footer__nav li li + li { padding-top: 2px; }
.footer__nav a { text-decoration: underline; display: inline-block; padding: 4px 0; min-height: 24px; line-height: 20px; }
.footer__nav a:hover { text-decoration: none; }
.footer__right { padding-left: 6%; }
.footer__contacts { display: inline-block; vertical-align: top; width: 52%; }
.footer__contacts a[href^="mailto"] { text-decoration: underline; }
.footer__contacts a[href^="mailto"]:hover { text-decoration: none; }
.footer__contacts p { font-size: 18px; margin-top: 15px; }
.footer__social { display: inline-block; vertical-align: top; width: 47%; max-width: 195px; }
.footer__social p { margin-bottom: 15px; }
.footer__right-bottom li { display: inline-block; vertical-align: top; width: 52%; margin-top: 18px; }
.footer__right-bottom li:nth-child(2n) { width: 47%; max-width: 195px; }
@media (min-width: 980px) { .footer__inner { position: relative; }
  .footer__inner::before { content: ''; position: absolute; left: 14px; bottom: 0; width: 394px; height: 40px; background: url("/images/9df63e53d741666b3a7ca39df93152e4/footer-icons.png") no-repeat; }
  .footer__left { padding-bottom: 40px; } }

.section-reviews { background: #EDF4EA; }

.select-rate { overflow: hidden; }
.select-rate label { float: right; margin: 0; padding: 3px 1px; cursor: pointer; }
.select-rate label::before { content: ''; display: block; width: 12px; height: 12px; background: url("/images/9df63e53d741666b3a7ca39df93152e4/star.svg") top left/contain no-repeat; }
.select-rate input { display: none; }
.select-rate input:checked ~ label::before { background-image: url("/images/9df63e53d741666b3a7ca39df93152e4/star--active.svg"); }

.review-form { margin-bottom: 38px; }
.review-form__stars { display: table; width: 100%; }
.review-form .rating { display: table-cell; color: #000; font-size: 14px; font-weight: 300; }
.review-form__select { display: inline-block; vertical-align: middle; position: relative; top: 2px; }
.review-form__textarea-wrap { margin-top: 17px; }
.review-form__textarea-wrap textarea { display: block; width: 100%; border-radius: 5px; padding: 15px 20px; height: 80px; font-size: 18px; font-family: inherit; border-color: inherit; resize: none; }
.review-form__textarea-wrap textarea + textarea { margin-top: 10px; }
.review-form__textarea-wrap .textarea-review { height: 130px; border-color: #347b00; }
.review-form__textarea-wrap .textarea-plus { color: #028ab4; }
.review-form__textarea-wrap .textarea-minus { color: #b40602; }
.review-form__bottom { margin-top: 20px; display: table; width: 100%; }
.review-form__bottom > div { display: table-cell; vertical-align: middle; }
.review-form__bottom > div + div { padding-left: 9px; }
.review-form__input { width: 50%; }
.review-form__input input { display: block; width: 100%; font-size: 18px; line-height: 40px; padding: 0 20px; color: #777; border-radius: 5px; border: 1px solid #aeaeae; }
.review-form__btn .btn { font-family: inherit; font-size: inherit; }

.testimonial { border-bottom: 1px dashed; font-size: 14px; font-weight: 300; margin-top: 40px; }
.testimonial__name, .testimonial__date { display: inline-block; vertical-align: top; font-weight: 600; }
.testimonial__text { line-height: 18px; margin-bottom: 25px; }
.testimonial__rating { display: table; width: 100%; margin: 15px 0 20px; }
.testimonial__rating .rating { display: table-cell; }
.testimonial__rating .rating__val { font-weight: 700; font-size: 14px; padding-left: 4px; }
.testimonial__plus, .testimonial__minus { line-height: 18px; }
.testimonial__plus span:first-child, .testimonial__minus span:first-child { float: left; padding-left: 30px; position: relative; width: 100px; font-weight: 600; }
.testimonial__plus span:first-child::before, .testimonial__minus span:first-child::before { content: ''; position: absolute; top: -1px; left: 0; width: 20px; height: 20px; border-radius: 50%; border: 2px solid; }
.testimonial__plus span:first-child::after, .testimonial__minus span:first-child::after { font-size: 18px; line-height: 1; font-weight: 700; color: inherit; position: absolute; }
.testimonial__plus span:first-child { color: #347b00; }
.testimonial__plus span:first-child::after { content: '+'; top: -1px; left: 5px; }
.testimonial__minus { margin-top: 9px; margin-bottom: 30px; }
.testimonial__minus span:first-child { color: #c00000; }
.testimonial__minus span:first-child::after { content: '\2013'; top: -2px; left: 6px; }

.testimonial-btn { text-align: center; margin-top: 40px; }

@media (max-width: 979px) { .container { width: 750px; }
  .header__inner { position: relative; overflow: hidden; }
  .header__logo { display: block; width: auto; float: left; }
  .header__text { display: block; width: auto; margin: 0 40px 0 240px; }
  .header__cabinet { width: auto; height: 0; }
  .header__cabinet a { position: static; }
  .header__cabinet a::before { left: auto; right: 15px; top: 11px; }
  .header__cabinet span { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; border: 0; }
  .top-section h1 { font-size: 38px; }
  .top-section h1 span { font-size: 30px; }
  .get-list { text-align: center; }
  .get-list li + li { border-left: 0; }
  .section-sm__btn { text-align: center; margin-top: 20px; }
  .section-sm__btn .btn { position: static; }
  .section-text4 ul { text-align: center; margin-top: 20px; }
  .section-text4 li { padding: 30px 30px 0; }
  .section-text5 li { min-height: 54px; width: 350px; }
  .section-text5 li br { display: none; }
  .footer__left, .footer__right { display: block; width: auto; padding-left: 0; }
  .footer__right { margin-top: 18px; }
  .footer__text { width: 44.4%; }
  .footer__nav { width: 55.6%; }
  .review-form, .review-form .rating, .testimonial__rating, .testimonial__rating .rating, .review-form__bottom, .review-form__bottom > div { display: block; }
  .review-form__input { width: auto; }
  .review-form__bottom > div + div { padding-left: 0; margin-top: 10px; } }
@media (max-width: 767px) { .container { width: auto; }
  .req-list ul { display: block; }
  .req-list li { display: inline-block; vertical-align: top; width: 49%; }
  .section-text3__col { width: 100%; }
  .section-text3__col:last-child { padding-left: 0; margin-top: 30px; }
  .section-text5 li { display: block; width: auto; }
  .section-text5 ul ~ p { padding-left: 0; }
  .news-list li { display: block; width: auto; }
  .news-list li + li { margin-top: 25px; }
  .news-list h3 { margin: 10px 0; }
  .news-list p { margin: 0 0 10px; } }
@media (max-width: 567px) { .header__logo { float: none; margin-bottom: 15px; }
  .header__text { margin: 0; }
  .req-list li { width: auto; min-height: 54px; }
  .req-list li br { display: none; } }
@media (max-width: 479px) { .section-sm__list { text-align: center; }
  .get-list { display: inline-block; }
  .get-list li { display: block; padding-right: 0; }
  .get-list li + li { padding-left: 0; }
  .footer__text, .footer__nav { float: none; width: auto; padding-left: 0; }
  .footer__nav { margin-top: 18px; }
  .footer__social { width: auto; }
  .footer__right-bottom li:nth-child(n) { display: block; width: auto; max-width: none; } }

.rating__stars--sm, .rating__stars--sm::before {background-size: 11px 10px;}
.review-form__input input {height: 42px;}
/* qa 2026-08-04: WCAG 2.2 target-size on the review-form stars (was 14x18) */
@media (max-width: 767px) {
  .select-rate label { padding: 9px 6px; }
  .news-list__more { display: inline-block; min-height: 24px; }
}
/* qa 2026-08-04: regulatory note under the conditions block */
.conditions-note { margin-top: 14px; font-size: 13px; line-height: 1.5; color: #24301a;
  padding-right: 180px; }  /* кнопка блока абсолютная (160px) и наезжала на текст */
.conditions-note a { color: #123a6b; text-decoration: underline; }
/* a11y 2026-08-05: в CSS не было НИ ОДНОГО правила :focus */
a:focus-visible, button:focus-visible, input:focus-visible, textarea:focus-visible, .select-rate label:focus-within { outline: 3px solid #123a6b; outline-offset: 2px; }

/* geo 2026-08-04: section heading for the conditions strip (fixes H1->H3 skip) */
.section-heading { font-size: 22px; line-height: 1.3; margin: 0 0 14px; color: #243016; }
/* geo 2026-08-04: regulatory limits table */
.section-limits, .section-faq { padding: 30px 0; }
.section-limits h2, .section-faq h2 { font-size: 24px; line-height: 1.3; margin: 0 0 14px; color: #347b00; }
.section-limits p { margin: 0 0 14px; line-height: 1.6; }
.table-scroll { overflow-x: auto; -webkit-overflow-scrolling: touch; margin: 0 0 14px; }
.lim-table { border-collapse: collapse; width: 100%; min-width: 480px; font-size: 15px; }
.lim-table caption { text-align: left; font-size: 13px; color: #565656; padding: 0 0 8px; }
.lim-table th, .lim-table td { border: 1px solid #D4D4D4; padding: 9px 11px; text-align: left; vertical-align: top; }
.lim-table th { background: #EDF4EA; font-weight: 700; }
.lim-note { font-size: 13px; line-height: 1.55; color: #565656; }
/* geo 2026-08-04: FAQ */
.faq-list { margin: 0; }
.faq-list dt { font-weight: 700; margin: 16px 0 5px; line-height: 1.4; }
.faq-list dt:first-child { margin-top: 0; }
/* ux 2026-08-05: форма отдаёт отзыв на модерацию, а не публикует сразу */
.form-note { margin: 10px 0 0; font-size: 13px; line-height: 1.5; color: #565656; }
.faq-list dd { margin: 0; line-height: 1.6; }
@media (max-width: 767px) {
  .section-heading { font-size: 19px; }
  .section-limits h2, .section-faq h2 { font-size: 20px; }
}

/* a11y/antispam 2026-08-05: honeypot движка прятался классом .ek-hp, а CSS тут per-domain,
   поэтому поле «Не заполняйте это поле» рендерилось видимым (334x22). Уводим за экран,
   НЕ display:none — такие ловушки боты пропускают. */
.ek-hp { position: absolute; left: -9999px; top: auto; width: 1px; height: 1px; overflow: hidden; }

/* ux 2026-08-05: калькулятор предельной переплаты (потолок по закону, не цена продукта) */
.calc { border: 1px solid #D4D4D4; border-radius: 6px; padding: 16px 18px; margin: 0 0 16px; background: #EDF4EA; }
.calc h3 { font-size: 18px; line-height: 1.3; margin: 0 0 8px; color: #347b00; }
.calc__lead { font-size: 14px; line-height: 1.55; margin: 0 0 12px; }
.calc__row { display: flex; align-items: center; gap: 10px; margin: 0 0 10px; flex-wrap: wrap; }
.calc__row label { flex: 0 0 170px; font-size: 14px; }
.calc__row input { flex: 1 1 140px; min-width: 120px; min-height: 40px; padding: 6px 10px;
  font-size: 16px; border: 1px solid #D4D4D4; border-radius: 4px; background: #fff; color: #212121; }
.calc__out { border-top: 1px solid #D4D4D4; margin-top: 12px; padding-top: 10px; }
.calc__out p { margin: 0 0 5px; font-size: 15px; line-height: 1.5; }
.calc__note { font-size: 13px; line-height: 1.5; color: #565656; margin: 10px 0 0; }
@media (max-width: 600px) { .calc__row label { flex: 1 1 100%; min-height: 24px; padding-top: 4px; } }

/* qa 2026-08-05: диаграмма сравнения предельных ставок */
.lim-fig { margin: 0 0 16px; }
.lim-svg { display: block; width: 100%; max-width: 620px; height: auto; }
.lim-fig figcaption { font-size: 13px; line-height: 1.55; color: #565656; margin-top: 8px; }

/* cta 2026-08-05: контентный CTA — до этого офферные ссылки на подстраницах жили
   только в шапке и футере, в теле страницы кнопки не было */
.page-cta { margin: 22px 0 0; padding: 16px 18px; background: #EDF4EA; border-radius: 5px; }
.page-cta p { margin: 0 0 12px; line-height: 1.55; }
.page-cta .btn { display: inline-block; }

/* cta 2026-08-05: липкая панель снизу. Не модалка: не перекрывает чтение,
   закрывается и не возвращается в рамках сессии. Отступ снизу у body ставится
   классом, чтобы панель не накрывала футер. */
.sticky-cta { position: fixed; left: 0; right: 0; bottom: 0; z-index: 50;
  display: flex; align-items: center; gap: 14px; flex-wrap: wrap;
  padding: 10px 16px; background: #EDF4EA; border-top: 1px solid #D4D4D4; }
.sticky-cta__text { margin: 0; flex: 1 1 240px; font-size: 15px; line-height: 1.4; color: #212121; }
.sticky-cta .btn { flex: 0 0 auto; }
.sticky-cta__close { flex: 0 0 auto; width: 32px; height: 32px; min-width: 32px; padding: 0;
  border: 0; background: transparent; color: #565656; font-size: 24px; line-height: 1;
  cursor: pointer; font-family: inherit; }
.sticky-cta__close:hover { color: #212121; }
body.has-sticky-cta { padding-bottom: 78px; }
@media (max-width: 600px) {
  .sticky-cta { padding: 8px 12px; gap: 8px; }
  .sticky-cta__text { flex: 1 1 100%; font-size: 14px; }
  body.has-sticky-cta { padding-bottom: 108px; }
}

/* fix 2026-08-05: ниже 979px кнопка блока условий становится static, отступ снимаем */
@media (max-width: 979px) { .conditions-note { padding-right: 0; } }
/* запас под липкую панель, чтобы футер не уходил под неё */
/* body тут box-sizing:border-box с заданной height, поэтому его padding прокрутку
   не удлиняет. Запас под панель даём футеру: у него padding-bottom 40px. */
body.has-sticky-cta footer { padding-bottom: 120px; }
@media (max-width: 600px) { body.has-sticky-cta footer { padding-bottom: 170px; } }